1887: Acquires incorporation certificate and opens for business. Deposits total $35,515 on the first day, loans $2,600.
1889: Deposits total $192,000.
1890: Sets directors' fees at $5 per meeting attended.
1900: Orders a telephone line.
1919: Receives trust powers.
1924: Installs an alarm system.
1933-34: Forgoes paying dividends due to the Great Depression.
1935: Resumes dividends.
1948: Offers profit-sharing and pension plans to employees.
1957: Opens branch in Victor.
1967: Merges with Hamlin National Bank of Holcomb.
1974: Opens a drive-through window.
1984: Assets total $173 million.
1985: Installs ATMs.
1995: Opens branch in Pittsford.
2000: Opens branches in Honeoye, Honeoye Falls, Irondequoit, Chili and Rochester.
2006: Opens Wealth Strategies Group office in Geneva.
2011: Ranks fifth in the Rochester market with local deposits of $1.5 billion as of June 30.
2012: Celebrates 125th anniversary.
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